If you're a first-time home buyer, isn't it your turn to purchase your very own San Diego home? Our high volume amount of San Diego home loans allow us to offer great low interest rates from a lot of great lenders to first-time home buyers. Combine that with our many home loan options for first-time homebuyers and you're going to get more than just increased purchasing power...you're going to be a San Diego HOMEOWNER!

We've helped many San Diego first-time homebuyers get started on the right track and continued working with them until they were successful San Diego homeowners. Many before you said they never dreamed of owning their own home. But they now enjoy the pride and the many benefits of being homeowners and they couldn't be happier.

Our Best Advice to You

Buying your first home is serious business too and you’ll need serious advice. We'll give you the best piece of advice for any new first time home buyer right here, right now: Work with people that are knowledgeable, professional, care about their customer service, and take the time for YOU!

One other thing, don't try to learn and know everything about buying your first home. It can become overwhelming and confusing. Instead, rely on your "professional team."

Get more San Diego first time home buyer loan program details and learn how you can quickly qualify for your San Diego home purchase by filling out the fast and easy form below. Please complete all information for a faster response.

Home Buying Starts With Your Credit

If you haven't been to the Your Credit page yet, start there. Your credit score means everything. It sets the interest rate and costs of getting a loan. It also tells you what loan programs you qualify for. You'll find little known tips and facts to help you get and keep a high credit score.

Next, visit the Purchase page. See what you'll need in order to apply for a home loan and to get pre-approved. Not pre-qualified, but pre-approved. If you don't know the difference between the two, you'll learn there. Also, there are some important questions to ask yourself when buying a home. You'll see them on the purchase page along with links to important tips you don't want to miss.

Get An Overview of Home Loans Available

The Conventional, Nothing Down, and the FHA/VA home loan sections can give you a quick overview of these loan types and which loan program may be best for your situation. Think about how long you reasonably expect to be in your first property and how your income situation will be over the next several years. The answers may help you decide which home loan program to obtain. If you use the home loan calculators to get an estimate of what you qualify for and what your monthly payment might be, remember these are just that—estimates. There are many factors that go into qualifying for a home loan, to get an accurate picture of your unique situation you need to talk with a mortgage specialist, not just use a home loan calculator. Call us. We'll be happy to go over the loan options with you in detail.

Also, some cities in California have first-time homebuyer assistance programs. These California home loan programs aren't for everybody because of their restrictions. There are income limitations, area/zip code restrictions, sharing of your equity if you sell your property and more. If you're interested in learning more about these community programs, click here then select "California". Again, these loans are not for everybody.

You Too Can Get The Inside Scoop

Finally, be sure to look at the Insider's Guide page. Learn how to work effectively with your real estate agent and how to get the best service from them. This is critical to finding the home you want. In the Not So FAQs section, you'll get the "you need to know this stuff" answers to important questions that are NOT asked very much. Save yourself time, money, and a lot of hassles by taking a quick look there. Some of the questions and answers may surprise you.

Above all, Take Action To Become a Homeowner Today! Low Interest Rates Are Allowing Many First-Time Homebuyers To Live The American Dream. Soon You Too Will Be Able To...

2355 Northside Dr., Suite 320, San Diego, CA 92108
Office: 619-471-1799 / Toll Free: 800-420-8004 Ask for Steve Conner
Fax: 949-267-1362

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